Capsule Endoscopy Fees at Richmond Gastroenterology Centre

Can I Use Medisave for My Capsule Endoscopy?

Yes, you can use Medisave to help cover the cost of a Capsule Endoscopy in Singapore, but the amount you can claim is subject to CPF Board withdrawal limits. For day surgeries and medically necessary diagnostic procedures like capsule endoscopy, you can typically claim up to $500 per year under Medisave. The exact amount varies depending on the healthcare provider and specific procedure details.

If you undergo the procedure at a public hospital, you may also be eligible for government subsidies, which can further reduce your out-of-pocket expenses. Combining Medisave with private insurance can also help minimize costs, especially if your insurance plan includes coverage for outpatient diagnostic tests.

It’s best to check with your healthcare provider for a detailed cost breakdown and the exact claimable amount from Medisave.

Can I Use My Integrated Shield Plan for a Capsule Endoscopy?

Yes, you can use your Integrated Shield Plan (IP) to cover part of the cost for a Capsule Endoscopy, but this depends on your plan’s coverage. Integrated Shield Plans offer additional protection beyond MediShield Life, especially for private healthcare or higher-class wards in public hospitals. Whether capsule endoscopy is covered under your IP will depend on whether your plan includes outpatient benefits or diagnostic riders.

If covered, you may qualify for cashless claims, which can cover hospital fees, consumables, and consultation charges in addition to the procedure itself. It's important to check with your insurance provider to confirm if capsule endoscopy is included in your coverage.

You may also use Medisave to offset some of the costs, subject to CPF Board withdrawal limits. Public hospitals generally offer lower costs due to subsidies, while private hospitals provide faster, more personalized care at a higher price.

Is Capsule Endoscopy Claimable By Insurance?

Yes, capsule endoscopy is claimable by insurance in Singapore, depending on your health insurance plan. Many Integrated Shield Plans and private health insurance policies cover diagnostic procedures like capsule endoscopy, but the extent of coverage varies. If your insurance plan includes outpatient diagnostic procedures, you may be able to claim a significant portion of the costs.

Additionally, Medisave can typically be used to offset part of the expenses for the procedure, as it qualifies under endoscopic investigation claimable by the Central Provident Fund (CPF). However, the claimable amount may vary based on CPF withdrawal limits. It is important to check with your insurer and healthcare provider for the specifics of your coverage.

I Have Private Health Insurance. How Can I Avoid Paying Cash for My Capsule Endoscopy?

With private health insurance, you can potentially avoid paying out-of-pocket for a capsule endoscopy if your insurance policy covers diagnostic procedures. If you have an Integrated Shield Plan with a rider that covers deductibles and co-insurance, you may qualify for a cashless procedure. Additionally, some insurers offer direct billing arrangements with healthcare providers, meaning the insurer will pay the hospital directly, and you won’t need to front the payment.

To ensure cashless eligibility, contact your insurer to confirm if capsule endoscopy is covered under your plan. After that, provide your insurance details to the clinic or hospital to determine whether you qualify for a cashless experience. Also, Medisave can be used to offset part of the cost, but this is subject to CPF withdrawal limits.

It’s essential to verify all details with both your insurer and healthcare provider before scheduling the procedure.

What Is Cashless Eligibility for a Procedure?

Cashless eligibility allows patients to undergo a procedure or hospitalization without needing to pay any out-of-pocket fees upfront. This option depends on a combination of factors, including the specifics of the individual’s insurance policy, CPF claimable amounts (if Medisave applies), and the procedure's assigned Table Code.

To confirm if you're eligible for cashless payment, it’s important to first check with your insurer regarding your policy details. Once confirmed, provide our staff with your insurance information, and we will help determine whether you qualify for cashless eligibility.

If you're considering a gastroscopy or have questions about cashless eligibility, contact Richmond Gastroenterology Centre at +65 6517 9958 or reach out via WhatsApp at +65 8228 8469. Our team is ready to assist you with personalized care and provide a seamless experience.